Car Accident Injuries Involving Uninsured Drivers

Watch the following educational legal video by New York Personal Injury Lawyer Anthony Rattoballi as he discusses car accident injuries involving uninsured drivers in New York.

If you’re injured by an uninsured motorist and you have your own automobile policy, you’re protected against that because you’re insured against underinsured and uninsured motorists. If you look at the declaration sheet – the sheet of your own policy with all the numbers on it –, you will see insurance against an uninsured motorist listed there, and your policy will provide for that. If you’re involved in an accident and you learn that the person who caused the accident – the tortfeasor – doesn’t have insurance, notify your own company, and your own policy will cover compensating you for your injuries because you’re insured against a driver who is uninsured or underinsured.

You would actually make a claim against your own policy; then, your company would pay you and compensate you for your injuries and then have the right, based on the process referred to as subrogation, to take action against the tortfeasor – the person responsible for causing your injuries. As long as you have an automobile policy, you are insured against uninsured motorists.  You’re paying for that coverage as part of your premium.

If you’ve been injured, you can count on the experience of the attorneys at Aiello & Cannick. Anthony J. Rattoballi brings over 30 years of legal experience to the firm and has spent much of his career focusing on personal injury – many of his cases have ended in settlements exceeding $1 million. Contact us at our Maspeth, Queens office today to schedule a free and confidential consultation.


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